I'm young, inexperienced with these big words, and enjoy riding motorcycles. That said...Let's say I rent a basement apartment from a general contractor. Said contractor is kind of shady, but a generally nice guy. Anyway, lets also say he got audited by the IRS for a few years worth of his business, owed them big time, paid it off, but is now totally broke and hemorrhaging money, forcing him to file a chapter 7 thinger.
Am I going to wake up one morning to a man in a suit kindly telling me to get my shit the fuck out because the bank he represents just took the house back?
Totally hypothetical, mind you...Totally.
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Mortgage vs Chapter 7
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causef0rconcern
- Mzungu Jihad
- Location: wallingford, see ahh tulll
- Contact:
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Rabbit_Fighter
- Keeper of the Lava
- Location: Seattle (Wedgwood)
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Rabbit_Fighter
- Keeper of the Lava
- Location: Seattle (Wedgwood)
Good point!Rev wrote:Read up on the "Protecting Tenants at Foreclosure Act of 2009," see if it applies.
I think they have to let you run out the lease, or give you 90 days if you're month-to-month.
A friend of mine has been in a similar situation for about a year, and he's been legally living rent-free because there was no one to pay, so keep your fingers crossed.
Do you have a lease? Maybe its time to sign one.
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Zer0
- Professor of Poop
- Location: Smoggy Valley--east of Smog City
This happens--especially with hypothetically shady landlords: They learn their place is going into foreclosure, but foreclosure takes a long-ass time--sometimes six months. The entire time, he keeps collecting your rent like everything's peachy. Then you get a knock on the door. But yeah, a landlord can't just kick someone out on the street. And in this case, the landlord is either the actual hypothetically shady landlord, or the bank. No one can say get the fuck out of here by tomorrow or even next week. That's my understanding.
PM goose and have him hit up this thread. I'd like to hear what he says if the bank is the owner, but hasn't technically been collectying rent. Real estate law is what he does when he isn't getting t-boned by muscle cars.
PM goose and have him hit up this thread. I'd like to hear what he says if the bank is the owner, but hasn't technically been collectying rent. Real estate law is what he does when he isn't getting t-boned by muscle cars.
'74 R90/6--Thor
'05 Sportster 1200--FrankenRat
'05 Sportster 1200--FrankenRat
My boy D when he was 4 wrote:Bones aren't important--we like motorcycles.
High Kommand wrote:That's the problem with giving a bike a girl's name. Too much temptation to lay it down to examine the undercarriage...
-
goose
- Pâté de Foie Gras
- Location: Foggy Peninsula West of Oakland and South of Marin
be happy he can't hire me..... I'd have your motorbike riding sorry ass out on the street before you could say Unicorns Took My Car! Damn, shiftless tenants who pay no fucking property taxes, treat the house like their catbox and demand windows that don't leak and heat. Just who do they think they are?!!
Yeah, even if he gets foreclosed out, it's gonna take awhile . . . you might wanna pm me if you get a notice . . .
Yeah, even if he gets foreclosed out, it's gonna take awhile . . . you might wanna pm me if you get a notice . . .
Drink triples til you're seeing double, feeling single, and looking for trouble! -Johnny Nitro, RIP
"British bikes of that era are made of a special alloy known as Brittainium. It is the only metal known to be able to rust even when fully submerged in oil. It also corrodes microscopic passages through itself whenever it makes contact with any known gasketing material." - AZ Rider
Re: Husaberg Build: "I pictured it more like the heroin addicted ex that keeps turning up, the bleeding you dry, breaking your heart, and crushing your soul, but you keep taking her back because it's the most fun ride you've ever had..." Bo-9
"British bikes of that era are made of a special alloy known as Brittainium. It is the only metal known to be able to rust even when fully submerged in oil. It also corrodes microscopic passages through itself whenever it makes contact with any known gasketing material." - AZ Rider
Re: Husaberg Build: "I pictured it more like the heroin addicted ex that keeps turning up, the bleeding you dry, breaking your heart, and crushing your soul, but you keep taking her back because it's the most fun ride you've ever had..." Bo-9
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goose
- Pâté de Foie Gras
- Location: Foggy Peninsula West of Oakland and South of Marin
Leases are terminated once the Deed of Trust is foreclosed out (subsequent inferior interest in the property). Additionally, the Bank can collect the rent, however, they become clearly involved in the role of landlord, which is why they often don't foreclose depending on the condition of the premises - they don't want the Liability. So, they go through an REO or short-sale. Wanna know more? I don't blame ya, it just sounds so fun doesn't it? Shoot me now!Rabbit_Fighter wrote:Good point!Rev wrote:Read up on the "Protecting Tenants at Foreclosure Act of 2009," see if it applies.
I think they have to let you run out the lease, or give you 90 days if you're month-to-month.
A friend of mine has been in a similar situation for about a year, and he's been legally living rent-free because there was no one to pay, so keep your fingers crossed.
Do you have a lease? Maybe its time to sign one.
In any event, as a tenant, you have at least 30 days from the date of notice - and usually 90 days due to the repurchase period (foreclosed party can buy back the property thus avoiding the conveyance - always a risk when you purchase at a foreclosure sale) after a judicial lien/foreclosure sale. I could go on and on and think about how much money I've wasted learning this shit or how many tenants I've kicked to the curb .... but, eh, it's a crappy job. So, if you need a hand . . . gimme a pm. Otherwise, I trust you'll be fine.
Drink triples til you're seeing double, feeling single, and looking for trouble! -Johnny Nitro, RIP
"British bikes of that era are made of a special alloy known as Brittainium. It is the only metal known to be able to rust even when fully submerged in oil. It also corrodes microscopic passages through itself whenever it makes contact with any known gasketing material." - AZ Rider
Re: Husaberg Build: "I pictured it more like the heroin addicted ex that keeps turning up, the bleeding you dry, breaking your heart, and crushing your soul, but you keep taking her back because it's the most fun ride you've ever had..." Bo-9
"British bikes of that era are made of a special alloy known as Brittainium. It is the only metal known to be able to rust even when fully submerged in oil. It also corrodes microscopic passages through itself whenever it makes contact with any known gasketing material." - AZ Rider
Re: Husaberg Build: "I pictured it more like the heroin addicted ex that keeps turning up, the bleeding you dry, breaking your heart, and crushing your soul, but you keep taking her back because it's the most fun ride you've ever had..." Bo-9
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ninemileskid
- Magnum Jihad
-
causef0rconcern
- Mzungu Jihad
- Location: wallingford, see ahh tulll
- Contact:
Wow - thanks for all the info everyone!
It is my understanding that my rent is being reported - but that could be incorrect. I have signed a lease, but don't have a copy. We asked for a copy and never got it, so I'm gonna go get on it now when I go upstairs to drop off the rent check for the month.
We lived down here for awhile without a lease after our last one expired, but were asked to sign a new one because of his audit. I'm not clear on exactly how or why, but I think he told the auditor he had been renting out part of his house to pay his mortgage, and then had to file subsequent paper and declare the income or something. I dunno man. I just want to ride motorcycles, go to work, and sleep at night. Anyway yeah, I don't think I'm in imminent danger, but I figured I should start reading up and become knowledgeable on the subject. I guess all renters should know this stuff anywho. Thanks errrbody!
It is my understanding that my rent is being reported - but that could be incorrect. I have signed a lease, but don't have a copy. We asked for a copy and never got it, so I'm gonna go get on it now when I go upstairs to drop off the rent check for the month.
We lived down here for awhile without a lease after our last one expired, but were asked to sign a new one because of his audit. I'm not clear on exactly how or why, but I think he told the auditor he had been renting out part of his house to pay his mortgage, and then had to file subsequent paper and declare the income or something. I dunno man. I just want to ride motorcycles, go to work, and sleep at night. Anyway yeah, I don't think I'm in imminent danger, but I figured I should start reading up and become knowledgeable on the subject. I guess all renters should know this stuff anywho. Thanks errrbody!
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Gahread
- Maltov Rattlecan
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